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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,423 | $59,467+20.1% | $93,727-23.8% | $74,478-4.1% |
| Participation rate | 94.1% | 59.6%+34.4pp | 68.7%+25.3pp | 67.2%+26.8pp |
| Annual return | 13.87% | 82.14%-68.3pp | 133.83%-120.0pp | 1370.56%-1356.7pp |
| Employer contribution / active EE | $1,692 | $1,267+33.5% | $2,421-30.1% | $2,626-35.6% |
| Participant deferral / active EE | $4,885 | $3,052+60.1% | $4,417+10.6% | $4,350+12.3% |
| Admin fee / account holder | $906 | $3,028-70.1% | $8,292-89.1% | $1,946-53.4% |