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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,647 | $95,453+43.2% | $112,040+22.0% | $82,448+65.7% |
| Participation rate | 85.2% | 72.8%+12.4pp | 76.5%+8.7pp | 68.1%+17.1pp |
| Annual return | 20.40% | 23.92%-3.5pp | 24.52%-4.1pp | 41.64%-21.2pp |
| Employer contribution / active EE | $2,812 | $2,318+21.3% | $2,954-4.8% | $2,551+10.2% |
| Participant deferral / active EE | $7,855 | $4,224+86.0% | $5,098+54.1% | $4,139+89.8% |
| Admin fee / account holder | $2,867 | $9,013-68.2% | $12,098-76.3% | $7,234-60.4% |