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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,894 | $86,949-39.2% | $102,460-48.4% | $80,959-34.7% |
| Participation rate | 93.9% | 72.4%+21.6pp | 76.5%+17.4pp | 67.7%+26.3pp |
| Annual return | 14.98% | 18.89%-3.9pp | 29.47%-14.5pp | 35.67%-20.7pp |
| Employer contribution / active EE | $1,367 | $2,370-42.3% | $3,025-54.8% | $2,757-50.4% |
| Participant deferral / active EE | $6,080 | $4,121+47.5% | $5,056+20.2% | $4,300+41.4% |
| Admin fee / account holder | $5,542 | $8,048-31.1% | $9,460-41.4% | $6,925-20.0% |