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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,091 | $99,875+169.4% | $146,866+83.2% | $86,983+209.4% |
| Participation rate | 82.8% | 75.8%+7.0pp | 82.5%+0.3pp | 69.5%+13.2pp |
| Annual return | 9.47% | 28.10%-18.6pp | 102.85%-93.4pp | 25.83%-16.4pp |
| Employer contribution / active EE | $7,666 | $3,224+137.8% | $4,425+73.2% | $2,584+196.6% |
| Participant deferral / active EE | $7,169 | $6,322+13.4% | $7,759-7.6% | $4,194+71.0% |
| Admin fee / account holder | $13,010 | $7,838+66.0% | $13,620-4.5% | $7,856+65.6% |