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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,639 | $72,403-37.0% | $67,524-32.4% | $145,978-68.7% |
| Participation rate | 70.6% | 76.9%-6.3pp | 72.9%-2.3pp | 80.3%-9.7pp |
| Annual return | 10.26% | 7197.23%-7187.0pp | 3519.41%-3509.2pp | 550.52%-540.3pp |
| Employer contribution / active EE | $1,697 | $3,072-44.7% | $2,734-37.9% | $4,662-63.6% |
| Participant deferral / active EE | $3,574 | $4,782-25.3% | $4,001-10.7% | $6,690-46.6% |
| Admin fee / account holder | $669 | $5,541-87.9% | $4,001-83.3% | $13,400-95.0% |