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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,639 | $72,465-37.0% | $67,575-32.5% | $145,884-68.7% |
| Participation rate | 70.6% | 76.9%-6.3pp | 72.9%-2.3pp | 80.3%-9.7pp |
| Annual return | 10.26% | 7222.56%-7212.3pp | 3528.98%-3518.7pp | 551.85%-541.6pp |
| Employer contribution / active EE | $1,697 | $3,074-44.8% | $2,736-38.0% | $4,662-63.6% |
| Participant deferral / active EE | $3,574 | $4,786-25.3% | $4,003-10.7% | $6,690-46.6% |
| Admin fee / account holder | $669 | $5,515-87.9% | $3,993-83.2% | $13,392-95.0% |