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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,657 | $86,940-47.5% | $102,434-55.4% | $80,935-43.6% |
| Participation rate | 92.4% | 72.4%+20.0pp | 76.5%+15.9pp | 67.7%+24.8pp |
| Annual return | 10.12% | 18.89%-8.8pp | 29.46%-19.3pp | 35.66%-25.5pp |
| Employer contribution / active EE | $1,718 | $2,370-27.5% | $3,023-43.2% | $2,757-37.7% |
| Participant deferral / active EE | $4,906 | $4,121+19.0% | $5,055-3.0% | $4,299+14.1% |
| Admin fee / account holder | $2,346 | $8,047-70.9% | $9,462-75.2% | $6,924-66.1% |