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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,173 | $201,372-85.5% | $184,260-84.2% | $145,884-80.0% |
| Participation rate | 80.0% | 87.5%-7.5pp | 86.8%-6.8pp | 80.3%-0.3pp |
| Annual return | 13.71% | 29.04%-15.3pp | 28.84%-15.1pp | 551.85%-538.1pp |
| Employer contribution / active EE | $1,915 | $7,024-72.7% | $6,427-70.2% | $4,662-58.9% |
| Participant deferral / active EE | $10,537 | $9,808+7.4% | $9,133+15.4% | $6,690+57.5% |
| Admin fee / account holder | $2,114 | $16,362-87.1% | $13,898-84.8% | $13,392-84.2% |