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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,453 | $234,190-93.0% | $180,320-90.9% | $198,609-91.7% |
| Participation rate | 94.7% | 77.1%+17.6pp | 71.5%+23.2pp | 82.4%+12.4pp |
| Annual return | 21.35% | 1057.44%-1036.1pp | 778.54%-757.2pp | 202.70%-181.3pp |
| Employer contribution / active EE | $2,584 | $5,258-50.9% | $4,108-37.1% | $5,055-48.9% |
| Participant deferral / active EE | $2,726 | $4,988-45.3% | $4,304-36.7% | $6,977-60.9% |
| Admin fee / account holder | $1,121 | $12,558-91.1% | $10,000-88.8% | $19,030-94.1% |