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| Provider | Service type | Compensation |
|---|---|---|
Filed as: PRINCIPAL LIFE INSUANCE COMPANY Service code 13 · EIN 42-0127290 | Contract Administrator | $33,160 |
AMERITAS LIFE INSURANCE CORP2 years Filed as: AMERITAS ADVISORY SERVICES, LLC Service code 27 · EIN 84-4383499 | Advisory (Plan) | $17,932 |
Filed as: CREATIVE RETIREMENT SYSTEMS Service code 13 · EIN 31-1299207 | Contract Administrator | $5,100 |
CREATIVE PLANNING LLC2 years Filed as: CREATIVE RETIREMENT SERVICES Service code 13 | Contract Administrator | $4,403 |
MORNINGSTAR1 year Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 22 W WASHINGTON STREET · CHICAGO, IL 60602 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ADVISORS Service code 27 · EIN 95-2755361 1299 OCEAN AVE STE 700 · SANTA MONICA, CA 90401 | Advisory (Plan) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,319 | $61,789+12.2% | $97,167-28.7% | $80,874-14.3% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.7%+27.3pp | 67.6%+32.4pp |
| Annual return | 10.62% | -557.90%+568.5pp | 75.27%-64.7pp | 35.62%-25.0pp |
| Employer contribution / active EE | $3,475 | $1,837+89.2% | $2,729+27.3% | $2,756+26.1% |
| Participant deferral / active EE | $8,282 | $3,028+173.5% | $4,264+94.3% | $4,297+92.7% |
| Admin fee / account holder | $333 | $5,168-93.6% | $5,650-94.1% | $6,935-95.2% |