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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,717 | $114,119-66.9% | $107,187-64.8% | $138,895-72.8% |
| Participation rate | 95.5% | 78.1%+17.4pp | 75.0%+20.4pp | 79.9%+15.5pp |
| Annual return | 8.84% | 273.21%-264.4pp | 204.55%-195.7pp | 145.39%-136.6pp |
| Employer contribution / active EE | $4,143 | $4,059+2.1% | $3,782+9.5% | $4,194-1.2% |
| Participant deferral / active EE | $0 | $5,538-100.0% | $5,096-100.0% | $6,396-100.0% |
| Admin fee / account holder | $9,198 | $10,024-8.2% | $9,162+0.4% | $12,562-26.8% |