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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,049 | $183,516-27.0% | $155,534-13.8% | $145,884-8.1% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 10.06% | 61.43%-51.4pp | 64.92%-54.9pp | 551.85%-541.8pp |
| Employer contribution / active EE | $7,273 | $5,315+36.8% | $4,675+55.6% | $4,662+56.0% |
| Participant deferral / active EE | $4,424 | $6,467-31.6% | $5,630-21.4% | $6,690-33.9% |
| Admin fee / account holder | $92,695 | $19,293+380.5% | $15,900+483.0% | $13,392+592.2% |