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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,726 | $94,031+175.2% | $115,768+123.5% | $82,448+213.8% |
| Participation rate | 86.7% | 70.4%+16.2pp | 74.4%+12.3pp | 68.1%+18.6pp |
| Annual return | 16.04% | 20.61%-4.6pp | 100.46%-84.4pp | 41.64%-25.6pp |
| Employer contribution / active EE | $2,210 | $2,323-4.9% | $2,940-24.8% | $2,551-13.4% |
| Participant deferral / active EE | $6,450 | $3,972+62.4% | $4,917+31.2% | $4,139+55.8% |
| Admin fee / account holder | $7,267 | $10,249-29.1% | $12,439-41.6% | $7,234+0.4% |