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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,225 | $108,882-28.2% | $96,754-19.1% | $154,746-49.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 15.17% | 98.39%-83.2pp | 82.04%-66.9pp | 172.34%-157.2pp |
| Employer contribution / active EE | $4,244 | $3,018+40.6% | $2,679+58.4% | $4,379-3.1% |
| Participant deferral / active EE | $4,369 | $5,323-17.9% | $4,758-8.2% | $6,730-35.1% |
| Admin fee / account holder | $878 | $10,200-91.4% | $8,905-90.1% | $14,365-93.9% |