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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,316 | $124,425+139.0% | $112,040+165.4% | $137,256+116.6% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 16.56% | 24.72%-8.2pp | 24.52%-8.0pp | 220.34%-203.8pp |
| Employer contribution / active EE | $18,374 | $3,411+438.6% | $2,954+522.0% | $4,156+342.1% |
| Participant deferral / active EE | $10,311 | $5,718+80.3% | $5,098+102.3% | $6,407+60.9% |
| Admin fee / account holder | $5,650 | $15,207-62.8% | $12,098-53.3% | $12,270-54.0% |