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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,508 | $123,155+14.1% | $108,753+29.2% | $155,188-9.5% |
| Participation rate | 62.5% | 75.6%-13.1pp | 71.1%-8.6pp | 80.8%-18.3pp |
| Annual return | 11.27% | 44.73%-33.5pp | 37.47%-26.2pp | 148.84%-137.6pp |
| Employer contribution / active EE | $1,451 | $2,811-48.4% | $2,427-40.2% | $4,248-65.8% |
| Participant deferral / active EE | $6,830 | $4,623+47.7% | $4,115+66.0% | $6,531+4.6% |
| Admin fee / account holder | $4,437 | $12,126-63.4% | $10,320-57.0% | $14,480-69.4% |