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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,357 | $29,733-4.6% | $56,025-49.4% | $80,959-65.0% |
| Participation rate | 24.1% | 41.7%-17.6pp | 52.5%-28.4pp | 67.7%-43.5pp |
| Annual return | 14.78% | 35.28%-20.5pp | 1712.69%-1697.9pp | 35.67%-20.9pp |
| Employer contribution / active EE | $394 | $672-41.3% | $1,042-62.1% | $2,757-85.7% |
| Participant deferral / active EE | $1,440 | $1,229+17.1% | $1,955-26.3% | $4,300-66.5% |
| Admin fee / account holder | $174 | $2,434-92.9% | $2,828-93.9% | $6,925-97.5% |