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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,358 | $51,638+69.2% | $129,406-32.5% | $80,959+7.9% |
| Participation rate | 37.3% | 56.9%-19.7pp | 69.6%-32.4pp | 67.7%-30.4pp |
| Annual return | 14.66% | 20.78%-6.1pp | 9468.18%-9453.5pp | 35.67%-21.0pp |
| Employer contribution / active EE | $569 | $1,584-64.0% | $4,155-86.3% | $2,757-79.3% |
| Participant deferral / active EE | $1,399 | $2,670-47.6% | $4,167-66.4% | $4,300-67.5% |
| Admin fee / account holder | $2,270 | $4,313-47.4% | $7,689-70.5% | $6,925-67.2% |