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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,061 | $102,393-18.9% | $147,041-43.5% | $80,911+2.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 9.49% | 134.95%-125.5pp | 419.21%-409.7pp | 35.63%-26.1pp |
| Employer contribution / active EE | $6,222 | $3,715+67.5% | $4,935+26.1% | $2,756+125.8% |
| Participant deferral / active EE | $4,371 | $6,647-34.2% | $8,071-45.8% | $4,297+1.7% |
| Admin fee / account holder | $10,838 | $7,943+36.4% | $13,006-16.7% | $6,935+56.3% |