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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,366 | $94,439-62.6% | $73,658-52.0% | $154,746-77.1% |
| Participation rate | 50.0% | 64.7%-14.7pp | 57.0%-7.0pp | 80.7%-30.7pp |
| Annual return | 18.17% | 28.25%-10.1pp | 29.72%-11.5pp | 172.34%-154.2pp |
| Employer contribution / active EE | $1,116 | $1,257-11.3% | $1,032+8.1% | $4,379-74.5% |
| Participant deferral / active EE | $2,724 | $2,527+7.8% | $2,062+32.1% | $6,730-59.5% |
| Admin fee / account holder | $464 | $3,843-87.9% | $3,357-86.2% | $14,365-96.8% |