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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,366 | $104,650-66.2% | $83,854-57.8% | $155,188-77.2% |
| Participation rate | 50.0% | 65.1%-15.1pp | 59.1%-9.1pp | 80.8%-30.8pp |
| Annual return | 18.17% | 28.97%-10.8pp | 31.39%-13.2pp | 148.84%-130.7pp |
| Employer contribution / active EE | $1,116 | $1,196-6.7% | $1,017+9.7% | $4,248-73.7% |
| Participant deferral / active EE | $2,724 | $2,367+15.1% | $2,035+33.8% | $6,531-58.3% |
| Admin fee / account holder | $464 | $3,518-86.8% | $3,197-85.5% | $14,480-96.8% |