Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,628 | $28,167-69.4% | $73,658-88.3% | $64,728-86.7% |
| Participation rate | 10.3% | 21.1%-10.8pp | 57.0%-46.8pp | 57.9%-47.6pp |
| Annual return | 17.90% | 139.75%-121.9pp | 29.72%-11.8pp | 49.38%-31.5pp |
| Employer contribution / active EE | $114 | $373-69.4% | $1,032-88.9% | $2,243-94.9% |
| Participant deferral / active EE | $253 | $597-57.7% | $2,062-87.7% | $2,729-90.7% |
| Admin fee / account holder | $770 | $1,791-57.0% | $3,357-77.1% | $1,145-32.8% |