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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,938 | $54,679+134.0% | $76,119+68.1% | $74,459+71.8% |
| Participation rate | 86.6% | 60.3%+26.3pp | 69.1%+17.5pp | 67.2%+19.4pp |
| Annual return | 13.32% | 31.90%-18.6pp | 361.25%-347.9pp | 1369.70%-1356.4pp |
| Employer contribution / active EE | $1,660 | $1,781-6.8% | $2,693-38.3% | $2,626-36.8% |
| Participant deferral / active EE | $6,530 | $3,072+112.6% | $4,259+53.3% | $4,350+50.1% |
| Admin fee / account holder | $4,226 | $2,238+88.8% | $6,421-34.2% | $1,945+117.3% |