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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,067 | $172,111+58.1% | $150,298+81.0% | $137,256+98.2% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 12.40% | 69.37%-57.0pp | 62.79%-50.4pp | 220.34%-207.9pp |
| Employer contribution / active EE | $19,097 | $4,636+311.9% | $4,154+359.7% | $4,156+359.5% |
| Participant deferral / active EE | $6,408 | $6,166+3.9% | $5,453+17.5% | $6,4070% |
| Admin fee / account holder | $1,692 | $16,471-89.7% | $14,116-88.0% | $12,270-86.2% |