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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,991 | $156,398+171.1% | $147,318+187.8% | $138,895+205.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 13.86% | 78.75%-64.9pp | 70.43%-56.6pp | 145.39%-131.5pp |
| Employer contribution / active EE | $3,533 | $4,853-27.2% | $4,593-23.1% | $4,194-15.8% |
| Participant deferral / active EE | $894 | $8,237-89.2% | $7,906-88.7% | $6,396-86.0% |
| Admin fee / account holder | $4,304 | $14,976-71.3% | $13,708-68.6% | $12,562-65.7% |