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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,362 | $76,407-5.3% | $150,298-51.9% | $82,448-12.2% |
| Participation rate | 93.3% | 66.4%+26.9pp | 77.8%+15.6pp | 68.1%+25.3pp |
| Annual return | 18.01% | 39.99%-22.0pp | 62.79%-44.8pp | 41.64%-23.6pp |
| Employer contribution / active EE | $1,922 | $2,614-26.5% | $4,154-53.7% | $2,551-24.7% |
| Participant deferral / active EE | $8,413 | $3,214+161.7% | $5,453+54.3% | $4,139+103.3% |
| Admin fee / account holder | $7,264 | $6,352+14.4% | $14,116-48.5% | $7,234+0.4% |