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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,711 | $184,014+12.3% | $161,149+28.3% | $138,895+48.8% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 13.06% | 21.52%-8.5pp | 21.16%-8.1pp | 145.39%-132.3pp |
| Employer contribution / active EE | $1,989 | $5,055-60.7% | $4,360-54.4% | $4,194-52.6% |
| Participant deferral / active EE | $3,509 | $6,909-49.2% | $6,153-43.0% | $6,396-45.1% |
| Admin fee / account holder | $18,815 | $18,027+4.4% | $15,194+23.8% | $12,562+49.8% |