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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,759 | $166,242+9.9% | $165,071+10.7% | $145,884+25.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 17.48% | 100.44%-83.0pp | 70.17%-52.7pp | 551.85%-534.4pp |
| Employer contribution / active EE | $2,018 | $5,283-61.8% | $4,347-53.6% | $4,662-56.7% |
| Participant deferral / active EE | $3,330 | $6,964-52.2% | $6,035-44.8% | $6,690-50.2% |
| Admin fee / account holder | $3,199 | $16,658-80.8% | $12,695-74.8% | $13,392-76.1% |