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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $534,958 | $160,028+234.3% | $147,080+263.7% | $145,884+266.7% |
| Participation rate | 93.8% | 84.0%+9.7pp | 82.2%+11.6pp | 80.3%+13.4pp |
| Annual return | 13.26% | 98.60%-85.3pp | 420.17%-406.9pp | 551.85%-538.6pp |
| Employer contribution / active EE | $6,202 | $5,286+17.3% | $4,933+25.7% | $4,662+33.0% |
| Participant deferral / active EE | $11,424 | $8,422+35.6% | $8,066+41.6% | $6,690+70.8% |
| Admin fee / account holder | $7,479 | $15,030-50.2% | $12,989-42.4% | $13,392-44.2% |