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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,233 | $117,846-42.9% | $102,434-34.4% | $145,884-53.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 7.06% | 31.90%-24.8pp | 29.46%-22.4pp | 551.85%-544.8pp |
| Employer contribution / active EE | $1,338 | $3,615-63.0% | $3,023-55.7% | $4,662-71.3% |
| Participant deferral / active EE | $0 | $5,733-100.0% | $5,055-100.0% | $6,690-100.0% |
| Admin fee / account holder | $1,752 | $13,356-86.9% | $9,462-81.5% | $13,392-86.9% |