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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,407 | $111,535+166.7% | $105,223+182.6% | $137,256+116.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 32.99% | 237.85%-204.9pp | 180.65%-147.7pp | 220.34%-187.4pp |
| Employer contribution / active EE | $9,006 | $3,939+128.6% | $3,689+144.2% | $4,156+116.7% |
| Participant deferral / active EE | $9,440 | $5,500+71.6% | $5,072+86.1% | $6,407+47.3% |
| Admin fee / account holder | $5,937 | $9,721-38.9% | $8,859-33.0% | $12,270-51.6% |