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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,184 | $81,276+300.1% | $155,574+109.0% | $80,925+301.8% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 13.58% | 33.36%-19.8pp | 64.87%-51.3pp | 35.65%-22.1pp |
| Employer contribution / active EE | $13,356 | $3,103+330.4% | $4,676+185.6% | $2,756+384.6% |
| Participant deferral / active EE | $11,310 | $3,453+227.6% | $5,629+100.9% | $4,299+163.1% |
| Admin fee / account holder | $12,944 | $7,993+61.9% | $15,914-18.7% | $6,940+86.5% |