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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,477 | $183,516+35.9% | $155,534+60.4% | $145,884+71.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.56% | 61.43%-52.9pp | 64.92%-56.4pp | 551.85%-543.3pp |
| Employer contribution / active EE | $1,185 | $5,315-77.7% | $4,675-74.6% | $4,662-74.6% |
| Participant deferral / active EE | $1,230 | $6,467-81.0% | $5,630-78.2% | $6,690-81.6% |
| Admin fee / account holder | $3,065 | $19,293-84.1% | $15,900-80.7% | $13,392-77.1% |