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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,530 | $97,751-27.8% | $103,431-31.8% | $145,978-51.7% |
| Participation rate | 94.4% | 81.1%+13.4pp | 80.5%+13.9pp | 80.3%+14.2pp |
| Annual return | 8.95% | 25.43%-16.5pp | 23.92%-15.0pp | 550.52%-541.6pp |
| Employer contribution / active EE | $5,751 | $4,684+22.8% | $4,678+22.9% | $4,662+23.4% |
| Participant deferral / active EE | $5,783 | $6,603-12.4% | $6,625-12.7% | $6,690-13.6% |
| Admin fee / account holder | $24,007 | $12,515+91.8% | $9,412+155.1% | $13,400+79.2% |