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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,530 | $97,765-27.9% | $103,486-31.8% | $145,884-51.7% |
| Participation rate | 94.4% | 81.1%+13.3pp | 80.5%+13.9pp | 80.3%+14.1pp |
| Annual return | 8.95% | 25.44%-16.5pp | 23.93%-15.0pp | 551.85%-542.9pp |
| Employer contribution / active EE | $5,751 | $4,687+22.7% | $4,679+22.9% | $4,662+23.3% |
| Participant deferral / active EE | $5,783 | $6,606-12.5% | $6,628-12.8% | $6,690-13.6% |
| Admin fee / account holder | $24,007 | $12,505+92.0% | $9,354+156.7% | $13,392+79.3% |