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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,118 | $84,953-62.2% | $163,379-80.3% | $82,637-61.1% |
| Participation rate | 65.9% | 65.9%-0.1pp | 76.8%-11.0pp | 68.1%-2.2pp |
| Annual return | 16.78% | 23.07%-6.3pp | 63.41%-46.6pp | 53.51%-36.7pp |
| Employer contribution / active EE | $1,619 | $2,183-25.8% | $3,752-56.9% | $2,552-36.6% |
| Participant deferral / active EE | $3,464 | $4,326-19.9% | $6,282-44.9% | $4,126-16.1% |
| Admin fee / account holder | $2,405 | $7,921-69.6% | $9,818-75.5% | $7,339-67.2% |