Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,924 | $55,932-12.5% | $76,735-36.2% | $67,986-28.0% |
| Participation rate | 47.3% | 50.8%-3.5pp | 69.5%-22.2pp | 57.2%-9.9pp |
| Annual return | 13.02% | 23.10%-10.1pp | 29.77%-16.7pp | 31.67%-18.6pp |
| Employer contribution / active EE | $249 | $1,487-83.3% | $2,454-89.9% | $2,019-87.7% |
| Participant deferral / active EE | $1,103 | $2,558-56.9% | $4,088-73.0% | $3,358-67.2% |
| Admin fee / account holder | $1,499 | $4,907-69.4% | $7,189-79.1% | $3,203-53.2% |