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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,504 | $55,889+33.3% | $76,119-2.1% | $80,935-7.9% |
| Participation rate | 100.0% | 62.1%+37.9pp | 69.1%+30.9pp | 67.7%+32.3pp |
| Annual return | 17.29% | 20.58%-3.3pp | 361.25%-344.0pp | 35.66%-18.4pp |
| Employer contribution / active EE | $2,533 | $1,866+35.7% | $2,693-5.9% | $2,757-8.1% |
| Participant deferral / active EE | $3,752 | $3,051+23.0% | $4,259-11.9% | $4,299-12.7% |
| Admin fee / account holder | $7,731 | $5,241+47.5% | $6,421+20.4% | $6,924+11.7% |