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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,902 | $59,440+32.7% | $78,004+1.2% | $82,637-4.5% |
| Participation rate | 100.0% | 62.8%+37.2pp | 69.4%+30.6pp | 68.1%+31.9pp |
| Annual return | 18.17% | 40.24%-22.1pp | 31.07%-12.9pp | 53.51%-35.3pp |
| Employer contribution / active EE | $6,251 | $1,750+257.1% | $2,469+153.2% | $2,552+144.9% |
| Participant deferral / active EE | $4,532 | $3,138+44.4% | $4,092+10.8% | $4,126+9.8% |
| Admin fee / account holder | $8,447 | $5,504+53.5% | $7,578+11.5% | $7,339+15.1% |