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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,401 | $101,778+1.6% | $164,975-37.3% | $80,925+27.8% |
| Participation rate | 80.8% | 71.8%+8.9pp | 78.6%+2.2pp | 67.7%+13.1pp |
| Annual return | 10.24% | 16.73%-6.5pp | 70.12%-59.9pp | 35.65%-25.4pp |
| Employer contribution / active EE | $4,478 | $2,954+51.6% | $4,343+3.1% | $2,756+62.5% |
| Participant deferral / active EE | $4,376 | $4,477-2.3% | $6,033-27.5% | $4,299+1.8% |
| Admin fee / account holder | $93,483 | $8,221+1037.1% | $12,688+636.8% | $6,940+1247.0% |