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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,031 | $49,976+86.2% | $66,674+39.5% | $82,637+12.6% |
| Participation rate | 100.0% | 63.1%+36.9pp | 73.7%+26.3pp | 68.1%+31.9pp |
| Annual return | 14.38% | 39.09%-24.7pp | 321.24%-306.9pp | 53.51%-39.1pp |
| Employer contribution / active EE | $2,522 | $1,988+26.9% | $2,620-3.7% | $2,552-1.2% |
| Participant deferral / active EE | $4,678 | $2,847+64.3% | $4,084+14.5% | $4,126+13.4% |
| Admin fee / account holder | $6,132 | $4,594+33.5% | $5,098+20.3% | $7,339-16.4% |