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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $459,353 | $167,415+174.4% | $140,514+226.9% | $198,609+131.3% |
| Participation rate | 92.3% | 80.9%+11.4pp | 77.8%+14.5pp | 82.4%+9.9pp |
| Annual return | 9.70% | 13.85%-4.1pp | 14.36%-4.7pp | 202.70%-193.0pp |
| Employer contribution / active EE | $12,503 | $4,088+205.9% | $3,378+270.1% | $5,055+147.3% |
| Participant deferral / active EE | $8,828 | $5,579+58.2% | $4,919+79.5% | $6,977+26.5% |
| Admin fee / account holder | $96,793 | $16,730+478.5% | $13,697+606.7% | $19,030+408.6% |