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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,261 | $71,197-72.9% | $93,669-79.4% | $80,925-76.2% |
| Participation rate | 80.4% | 60.4%+20.0pp | 68.7%+11.7pp | 67.7%+12.7pp |
| Annual return | 21.19% | 11.27%+9.9pp | 133.59%-112.4pp | 35.65%-14.5pp |
| Employer contribution / active EE | $2,240 | $1,565+43.1% | $2,424-7.6% | $2,756-18.7% |
| Participant deferral / active EE | $3,107 | $4,036-23.0% | $4,416-29.6% | $4,299-27.7% |
| Admin fee / account holder | $1,050 | $6,959-84.9% | $8,291-87.3% | $6,940-84.9% |