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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,792 | $101,795+47.2% | $165,100-9.3% | $80,959+85.0% |
| Participation rate | 72.0% | 71.8%+0.2pp | 78.6%-6.6pp | 67.7%+4.3pp |
| Annual return | 9.72% | 16.73%-7.0pp | 70.21%-60.5pp | 35.67%-25.9pp |
| Employer contribution / active EE | $2,145 | $2,954-27.4% | $4,348-50.7% | $2,757-22.2% |
| Participant deferral / active EE | $6,857 | $4,476+53.2% | $6,035+13.6% | $4,300+59.4% |
| Admin fee / account holder | $2,438 | $8,221-70.3% | $12,696-80.8% | $6,925-64.8% |