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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,667 | $117,846+40.6% | $102,434+61.7% | $145,884+13.6% |
| Participation rate | 90.0% | 78.6%+11.4pp | 76.5%+13.5pp | 80.3%+9.7pp |
| Annual return | 8.43% | 31.90%-23.5pp | 29.46%-21.0pp | 551.85%-543.4pp |
| Employer contribution / active EE | $3,750 | $3,615+3.7% | $3,023+24.0% | $4,662-19.6% |
| Participant deferral / active EE | $4,085 | $5,733-28.8% | $5,055-19.2% | $6,690-38.9% |
| Admin fee / account holder | $4,183 | $13,356-68.7% | $9,462-55.8% | $13,392-68.8% |