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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,441 | $201,370-72.5% | $184,256-69.9% | $145,897-62.0% |
| Participation rate | 63.2% | 87.5%-24.3pp | 86.8%-23.7pp | 80.3%-17.1pp |
| Annual return | 19.70% | 29.05%-9.3pp | 28.85%-9.1pp | 552.29%-532.6pp |
| Employer contribution / active EE | $1,695 | $7,024-75.9% | $6,427-73.6% | $4,663-63.7% |
| Participant deferral / active EE | $4,040 | $9,808-58.8% | $9,133-55.8% | $6,689-39.6% |
| Admin fee / account holder | $1,133 | $16,364-93.1% | $13,899-91.9% | $13,390-91.5% |