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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,058 | $112,729+186.6% | $98,716+227.3% | $137,256+135.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 9.81% | 38.48%-28.7pp | 31.81%-22.0pp | 220.34%-210.5pp |
| Employer contribution / active EE | $5,595 | $2,725+105.3% | $2,279+145.6% | $4,156+34.6% |
| Participant deferral / active EE | $7,528 | $4,640+62.2% | $4,048+86.0% | $6,407+17.5% |
| Admin fee / account holder | $2,585 | $10,129-74.5% | $8,703-70.3% | $12,270-78.9% |