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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,058 | $124,980+158.5% | $108,359+198.1% | $154,746+108.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 9.81% | 45.00%-35.2pp | 36.89%-27.1pp | 172.34%-162.5pp |
| Employer contribution / active EE | $5,595 | $2,851+96.3% | $2,399+133.2% | $4,379+27.8% |
| Participant deferral / active EE | $7,528 | $4,743+58.7% | $4,137+82.0% | $6,730+11.9% |
| Admin fee / account holder | $2,585 | $11,502-77.5% | $9,741-73.5% | $14,365-82.0% |