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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,140 | $129,737+51.2% | $119,126+64.6% | $154,746+26.8% |
| Participation rate | 94.7% | 78.9%+15.9pp | 75.8%+19.0pp | 80.7%+14.0pp |
| Annual return | 13.28% | 379.08%-365.8pp | 282.11%-268.8pp | 172.34%-159.1pp |
| Employer contribution / active EE | $9,536 | $4,375+118.0% | $4,034+136.4% | $4,379+117.8% |
| Participant deferral / active EE | $1,643 | $5,842-71.9% | $5,318-69.1% | $6,730-75.6% |
| Admin fee / account holder | $892 | $11,961-92.5% | $10,693-91.7% | $14,365-93.8% |