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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $392,320 | $108,825+260.5% | $156,181+151.2% | $82,448+375.8% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 16.38% | 20.59%-4.2pp | 64.87%-48.5pp | 41.64%-25.3pp |
| Employer contribution / active EE | $7,550 | $2,870+163.1% | $4,294+75.8% | $2,551+196.0% |
| Participant deferral / active EE | $9,560 | $4,577+108.8% | $6,132+55.9% | $4,139+130.9% |
| Admin fee / account holder | $23,895 | $9,341+155.8% | $14,586+63.8% | $7,234+230.3% |