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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,963 | $114,013-90.4% | $103,693-89.4% | $155,188-92.9% |
| Participation rate | 50.0% | 75.2%-25.2pp | 72.6%-22.6pp | 80.8%-30.8pp |
| Annual return | 11.80% | 49.31%-37.5pp | 47.61%-35.8pp | 148.84%-137.0pp |
| Employer contribution / active EE | $1,882 | $3,131-39.9% | $2,920-35.6% | $4,248-55.7% |
| Participant deferral / active EE | $2,848 | $4,970-42.7% | $4,579-37.8% | $6,531-56.4% |
| Admin fee / account holder | $82,893 | $8,407+886.0% | $7,858+954.9% | $14,480+472.5% |