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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,640 | $71,230+139.6% | $93,727+82.1% | $80,959+110.8% |
| Participation rate | 76.7% | 60.4%+16.3pp | 68.7%+8.0pp | 67.7%+9.0pp |
| Annual return | 9.90% | 11.26%-1.4pp | 133.83%-123.9pp | 35.67%-25.8pp |
| Employer contribution / active EE | $2,822 | $1,565+80.3% | $2,421+16.5% | $2,757+2.3% |
| Participant deferral / active EE | $5,818 | $4,037+44.1% | $4,417+31.7% | $4,300+35.3% |
| Admin fee / account holder | $6,690 | $6,961-3.9% | $8,292-19.3% | $6,925-3.4% |