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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,385 | $51,638-45.0% | $68,368-58.5% | $82,448-65.6% |
| Participation rate | 100.0% | 63.6%+36.4pp | 73.8%+26.2pp | 68.1%+31.9pp |
| Annual return | 13.86% | 37.53%-23.7pp | 292.57%-278.7pp | 41.64%-27.8pp |
| Employer contribution / active EE | $3,907 | $2,047+90.9% | $2,649+47.5% | $2,551+53.2% |
| Participant deferral / active EE | $2,359 | $2,914-19.0% | $4,123-42.8% | $4,139-43.0% |
| Admin fee / account holder | $4,816 | $4,643+3.7% | $5,150-6.5% | $7,234-33.4% |