Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,267 | $51,642-24.0% | $129,384-69.7% | $80,935-51.5% |
| Participation rate | 29.9% | 56.9%-27.0pp | 69.6%-39.7pp | 67.7%-37.8pp |
| Annual return | 12.41% | 20.78%-8.4pp | 9461.77%-9449.4pp | 35.66%-23.2pp |
| Employer contribution / active EE | $246 | $1,583-84.5% | $4,153-94.1% | $2,757-91.1% |
| Participant deferral / active EE | $1,064 | $2,670-60.2% | $4,166-74.5% | $4,299-75.3% |
| Admin fee / account holder | $5,975 | $4,312+38.6% | $7,686-22.3% | $6,924-13.7% |