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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,941 | $125,778-22.1% | $114,563-14.5% | $154,746-36.7% |
| Participation rate | 40.0% | 75.2%-35.2pp | 72.9%-32.9pp | 80.7%-40.7pp |
| Annual return | 12.19% | 295.14%-282.9pp | 241.09%-228.9pp | 172.34%-160.1pp |
| Employer contribution / active EE | $831 | $2,806-70.4% | $2,592-67.9% | $4,379-81.0% |
| Participant deferral / active EE | $2,480 | $4,445-44.2% | $4,142-40.1% | $6,730-63.2% |
| Admin fee / account holder | $6,163 | $8,190-24.8% | $7,623-19.2% | $14,365-57.1% |