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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,707 | $129,737-40.1% | $119,126-34.8% | $154,746-49.8% |
| Participation rate | 64.7% | 78.9%-14.1pp | 75.8%-11.1pp | 80.7%-16.0pp |
| Annual return | 12.87% | 379.08%-366.2pp | 282.11%-269.2pp | 172.34%-159.5pp |
| Employer contribution / active EE | $1,782 | $4,375-59.3% | $4,034-55.8% | $4,379-59.3% |
| Participant deferral / active EE | $3,164 | $5,842-45.8% | $5,318-40.5% | $6,730-53.0% |
| Admin fee / account holder | $726 | $11,961-93.9% | $10,693-93.2% | $14,365-94.9% |