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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,707 | $171,492-54.7% | $150,734-48.4% | $198,609-60.9% |
| Participation rate | 64.7% | 81.4%-16.7pp | 78.4%-13.7pp | 82.4%-17.7pp |
| Annual return | 12.87% | 804.70%-791.8pp | 600.81%-587.9pp | 202.70%-189.8pp |
| Employer contribution / active EE | $1,782 | $5,470-67.4% | $4,918-63.8% | $5,055-64.7% |
| Participant deferral / active EE | $3,164 | $6,259-49.4% | $5,610-43.6% | $6,977-54.6% |
| Admin fee / account holder | $726 | $17,628-95.9% | $14,905-95.1% | $19,030-96.2% |